ERISA Long Term Disability (LTD)

Attorneys helping disabled Employees in Ohio, West Virginia and Pennsylvania Get the Insurance Benefits They Deserve:

Long-Term / ERISA Disability - Sound confusing? Let us help you understand what it means.

Q: What is ERISA - What is Long Term Disability insurance coverage?

A: You elect to pay for long term disability insurance coverage from your employer or on your own in the event you are unable to work due to a medical disability (some disability examples include : heart ailments, MS, Lupus, cancer, spinal conditions such as cervical or lumbar herniation, mental health conditions, etc.). If the insurer says no to benefits call us today for a free consultation of your LTD disability claim.

ERISA is the acronym that stands for the Employee Retirement Income Security Act.

ERISA cases are filed ONLY in federal court. Under the ERISA statute, ERISA claims pre-empt bad faith insurance claims that might otherwise be heard in a state court. At Mansmann & Moore, Attorneys at Law, we are not afraid to take on the behemoth insurance companies in federal court. Other attorneys who are handling long-term disability claims know this and often refer cases to us. We often step in to represent claimants for a reconsideration or appeal of a claim.

We have helped hundreds of disabled workers get the disability money they are entitled to
from their insurance company!!!!!!!!!!!!!


MANSMANN & MOORE are experienced ERISA Lawyers Unafraid to
Take on Behemoth Insurance Companies when denied disability benefits…

INSURANCE COMPANIES DO NOT WANT TO PAY YOU: Insurance companies, trying to maximize their profits, sometimes attempt to circumvent their contractual obligations in paying people who are entitled to long-term benefits. Insurance companies can discourage a disabled person with a battery of attorneys and experts that can be downright intimidating in claiming benefits- unless you have experienced legal counsel on your side.

Attorney Francis M. Moore, has personally prosecuted hundreds of ERISA disability cases against insurance companies in disputes involving denial of benefits under long-term disability policies, both ERISA and non-ERISA. Disability insurance companies are finding that policies that they wrote years ago, promising to take care of you if you couldn't do your job are becoming very expensive for them. We have handled cases against Unum, Hartford, MetLife, Prudential, LINA, Cigna, SAMBA, Liberty Life of Boston, Sun Life and North Western Mutual Life and many other insurance companies.


At MANSMANN & MOORE we know how to prepare ERISA cases for trial in federal court. Preparation is the key to presenting an effective ERISA case. We are long-term disability lawyers who know how to prepare an ERISA case by gathering all the relevant evidence, and consulting with the appropriate experts. Unlike other cases, where you can develop proof after filing your lawsuit, ERISA cases are often decided on the record that is developed prior to the time a lawsuit is filed. There are steps that can and should be taken immediately. You should consult with an experienced long-term disability insurance attorney even before you file your claim.

If you have been denied long term disability benefits from PRUDENTIAL, UNUM, THE STANDARD, GENERAL AMERICAN, MET-LIFE, THE HARTFORD, SAMBA, CIGNA, LINA to name just a few. If any of these companies have denied long term disability benefits to you call our office immediately.

If you have suffered a disabling injury that prevents you from working, or pursuing your career, contact us now, so that we can begin protecting your rights, and help you get the long-term disability benefits you need and deserve.

(412) 232-0661

Toll Free: 800-727-4878